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Lay-buy Terms and Agreement

Lay-buy Terms and Agreement

Visit Your Closest SSC Branch and get to lay-buy some goods in-store. Speak to a sales Agent about how to obtain lay-buy.

Our in store Layby terms and conditions are as follows:

Layby is available on a 3 Months term and must be paid in full.

Collection date
Laybys must be collected by finalisation date printed on the receipt.

Minimum Value
Layby is available on purchases of E1000 or more.

Non-Refundable Deposit
A 30% non-refundable deposit of the total laybuy is required as an initial payment.

Service Fee
A service fee will not be added to the laybuy where 30% deposit has been made.

Payment can be made for the goods in three instalments. Regular Monthly payments must be made and you will not receive the goods until the full price has been paid.

Layby is not available on discounted and sale items.

Gift Card cannot make deposits or payments. A record of payments transaction history will always be available for both the merchant and buyer, recording all amounts paid to-date and the date and value of all future pending payments as per your agreed layby policy. Individual items may not be added, removed or separated from a layby.

You are required to give your Full Name, Address, Email Address and Phone Number when setting up a layby. This will not be used for any other purposes, other than contacting you.
Information collected for a layby transaction will be used for the purpose of processing your layby and to send reminders via letter, SMS or email.

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